RE/MAX Associates Plus

Merry Dahms, Judi Chapnick, and Mary Walls

want to assist you with all of your home buying or selling needs!

Please call our office at (314) 727-8008

Why do I need title insurance??

• Conveyances altered before recording
• Instruments executed under fabricated or expired Power of Attorney
• Fraud, duress or coercion in securing essential signatures
• Deeds delivered after death of grantor or grantee, or without consent of grantor
• Invalid, suppressed, undisclosed and erroneous interpretation of wills
• Undisclosed or missing heirs
• Deeds by persons of unsound mind
• Deeds by minors
• Deeds by persons supposedly single but secretly married
• Birth or adoption of children after date of will
• Mistakes in recording legal documents
• False representations in appointment of Guardians and Administrators
• Undisclosed community property rights
• Liens for unpaid estate, inheritance, income and gift taxes
• Destruction or mistakes of records which may later appear
• False or misleading statement of fact
• Tax titles invalid because of irregularity of proceedings, reversals of court decisions
• Defective foreclosures of mortgages
• Old unsettled estates
• Errors by administrators and executors
• Insufficient evidence to establish title by inheritance
• Falsification of records
• Illegal acts of trustees

These are just some of the problems that may arise after a sale.  Of course, the vast majority of sales are completely unencumbered by any defect in the title, but the relatively low cost of owner’s insurance can bring much needed peace of mind.